– Make at least 1 deposit into your Grow Saver; and – Make no more than 1 withdrawal (including any internal transfers or Pay Someone transfers) out of your Grow Saver

Welcome lumen desktop Bonus: New Virgin Money Go Account customers will receive 5,000 bonus Virgin Money Points when they make at least one purchase which settle in that month (not pending) with their Virgin Money Go Account or make a direct debit or BPAY payment in the first 30 days from account opening. For customers who open a Virgin Money Go Account jointly with another person, the points will be split and evenly allocated to both joint account holders of that account once the Monthly Criteria have been met. For further information on the Virgin Money Rewards Program refer to our terms and conditions. Offer ends .

For customers who open a Virgin Money Go Account jointly with another person, points earned on purchases, direct debits or BPAY payments will be split and evenly allocated to both joint account holders of that account

Round-ups are transfers that you can elect to activate on your Go Accounts. By enabling this feature on your Go Account, funds are transferred from the selected Go Account to your nominated savings account each time you make a debit card transaction. The amount of the transfer will be up to the nearest $1 of the amount that the transaction takes place. Round-up transactions will not take place if by making the transaction your account would be Overdrawn. You can disable the round-up feature through the Mobile app at any time.

Google Pay is a trademark of Google LLC. Google Pay is currently only available on the Virgin Money Go account. It is not available on Virgin Money credit cards.

Virgin Money Australia is a division of Bank of Queensland Limited, the issuer of the transaction and savings accounts. Under the Australian Government’s Financial Claims Scheme (FCS), the Financial Claims Scheme limit of $250,000 applies to the total sum of deposits held by an account holder under one banking licence. As part of the BOQ Group, deposits held with Virgin Money (Australia), Bank of Queensland, Me Bank and Bank of Queensland Specialist are covered by the FCS to the maximum limit of $250,000 per account holder. For example, if you have a VMA deposit account and a BOQ deposit account, the FCS applies to the combined value of these accounts to the maximum limit of $250,000.

Any Bonus Points you earn through meeting conditions of a special offer that is made to you will not be split and the full amount of Bonus Points will be allocated to you

From time to time we may offer you the ability to earn Bonus Points or other benefits with selected partners. Specific offer terms will be set out individual conditions at the time the offer is made to you.

Earn 5,000 bonus Virgin Money Points when you introduce a Successful Referral who meets the Welcome Bonus Criteria. Welcome Bonus Criteria is subject to change. To view the current offer and criteria click here. A successful referral must meet the following criteria: Any referred individual must be

· a person who has at not time previously held a Virgin Money Go Account or Virgin Money Grow Saver and who:

· has used a unique referral link that is provided by Virgin Money as part of the Refer a Friend program which was shared by you.

Bonus points will be allocated within 5 business days to you and your friend once your friend meets the eligibility criteria. While there is no limit to the number of friends you can refer under our Refer-a-Friend program, you will only receive bonus points for the first five (5) successful referrals you made in any month. A successful referral only qualifies you to receive one lot of 5,000 bonus points, irrespective of whether the person opens a single or a joint account. This offer cannot be used in conjunction with any other offer codes.